|Type||Term||APR* as low as|
|New Vehicles||Up to 84 Months||1.99%|
|Used Vehicles||Up to 60 Months||2.24%|
|$20,000.00||96 Months||Prime + 4.00%|
|$17,500.00||84 Months||Prime + 3.75%|
|$15,000.00||72 Months||Prime + 2.75%|
VISA® Credit Card
|Type of Card||APR*|
|Line of Credit||Up to 60 Months||9.00%|
$500.00 minimum up to $14,999.00
|Up to 60 months||Rates As Low As 7.00%|
|Debt Consolidation/PEARL Loan||Up to 108 months||9.00%|
|Fully Share Secured||Up to 120 Months||3.00% over secured account|
|Partially Share Secured||Up to 60 Months||5.00% over secured account|
Credit Life Insurance
|Credit Disability||$0.195 per hundred of monthly loan balance1|
|Single Credit Life||$0.067 per hundred of monthly loan balance1|
|Joint Credit Life||$0.107 per hundred of monthly loan balance1|
Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees.
If you allow your account to become 15 days or more delinquent, you are charged a $15.00 late fee. Additionally, please be advised that the credit union reports to the credit bureaus and maintaining a delinquency can negatively affect your credit rating. If a member loan goes more than 45 days without payment it is referred to our collections department for further action.
The Board of Directors has the right to change all rates without advance notice. Please check with credit union for current rates.