Fee Schedule

Service Fee
Membership Entrance Fee $0.00
Overdraft Fee
This charge is to transfer funds from your share account to your share draft account to cover a check that would otherwise be returned as non-sufficient funds.
There is a limit 6 transfers per month; thereafter, checks will be returned as per federal regulation.
NSF: Nonsufficient Funds Items (each) $30.00
Deposits returned unpaid (each) $20.00

Stop payments

Personal Drafts $15.00
Corporate Drafts $30.00
ACH $30.00
Certified Draft $3.00
Third Party Bank Draft $5.00
Share Draft Copy $3.00
Draft Printing Fee depends on style of drafts ordered
Domestic Wire Transfers (outgoing) $15.00
International Wire Transfers (outgoing) $32.00
Copies of Statements (per statement) $3.00
Express Mail Cost of Item
Returned Mail Fee $20.00

Replacement Debit & Credit Cards

1st loss Free
Each Additional Replacement $25.00 per card
Duplicate Card $25.00
Expedited Debit/Credit Card $50.00
VISA® Exchange Rate 1.00% of transaction

ATM* Fees

First 5 per month
Each additional transaction $0.50
Account Research (Minimum 1 hour charge) $20.00 per hour
Verification of Mortgages & Deposit $15.00
Loan Late Fee (after 15 days) $15.00
Loan Reapplication Fee
If reapplying within 12 months of previous loan denial. Refundable if approved.
Dormant Account Fee (after 1 year dormant) $5.00 per month
Foreign Item Processing $3.00 - $20.00
(depends on processing cost)
Closing account within 90 days of opening $15.00
Returned bill pay item $45.00
Stop payment for bill pay items $42.00