Fee Schedule
| Service | Fee | |
|---|---|---|
| Membership Entrance Fee | $0.00 | |
| Overdraft Fee This charge is to transfer funds from your share account to your share draft account to cover a check that would otherwise be returned as non-sufficient funds. There is a limit 6 transfers per month; thereafter, checks will be returned as per federal regulation. |
$15.00 | |
| NSF: Nonsufficient Funds Items (each) | $30.00 | |
| Deposits returned unpaid (each) | $20.00 | |
Stop payments |
||
| Personal Drafts | $15.00 | |
| Corporate Drafts | $30.00 | |
| ACH | $30.00 | |
| Certified Draft | $3.00 | |
| Third Party Bank Draft | $5.00 | |
| Share Draft Copy | $3.00 | |
| Draft Printing | Fee depends on style of drafts ordered | |
| Domestic Wire Transfers (outgoing) | $15.00 | |
| International Wire Transfers (outgoing) | $50.00 | |
| Copies of Statements (per statement) | $3.00 | |
| Express Mail | Cost of Item | |
| Returned Mail Fee | $20.00 | |
Replacement Debit & Credit Cards |
||
| 1st loss | Free | |
| Each Additional Replacement | $25.00 per card | |
| Duplicate Card | $25.00 | |
| Expedited Debit/Credit Card | $50.00 | |
| VISA® Exchange Rate | 1.00% of transaction | |
ATM* Fees |
First 5 per month | |
| Each additional transaction | $0.50 | |
| Account Research (Minimum 1 hour charge) | $20.00 per hour | |
| Verification of Mortgages & Deposit | $15.00 | |
| Loan Late Fee (after 15 days) | $15.00 | |
| Loan Reapplication Fee If reapplying within 12 months of previous loan denial. Refundable if approved. |
$25.00 | |
| Dormant Account Fee (after 1 year dormant) | $5.00 per month | |
| Foreign Item Processing | $3.00 - $20.00 (depends on processing cost) |
|
| Closing account within 90 days of opening | $15.00 | |
| Returned bill pay item | $45.00 | |
| Stop payment for bill pay items | $42.00 |