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Share & Investment Rates - As of October 31, 2017

Account Type APR* APY** Minimum
Shares/Savings* 0.15% 0.15% $20
Money Markets 0.35% 0.35% $25,000
Money Markets 0.40% 0.40% $100,000
Share Draft 0.15% 0.15% $300
* Shares/Savings includes: IRA Shares, Holiday Clubs, Vacation Clubs, Custodial Accounts & Trust Accounts
Term Share Certificates APR* APY** Minimum
6 Months FLEX Share Certificate 0.349% 0.35% $1,000
12 Month FLEX Share Certificate 0.499% 0.50% $1,000
12 Month Liquid Share Certificate 0.399% 0.40% $1,000
15 Month Traditional Share Certificate 0.698% 0.70% $1,000
18 Month Traditional Share Certificate 0.648% 0.65% $1,000
24 Month Traditional Share Certificate 0.797% 0.80% $1,000
36 Month Traditional Share Certificate 1.095% 1.10% $5,000
IRA Term Share Accounts APR* APY** Minimum
12 Months 0.499% 0.50% $500
36 Months 1.095% 1.10% $500
60 Months 1.589% 1.60% $500

The Board of Directors has the right to change all rates without advance notice.

*APR = Annual Percentage Rate

**APY = Annual Percentage Yield