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Share & Investment Rates - As of July 3, 2019

Account Type APR* APY** Minimum
Primary Shares 0.21% 0.21% $20
IRA Shares, Club Accounts, Custodial, and Trust Accounts 0.15% 0.15% $20
Money Markets 0.75% 0.75% $25,000
Money Markets 0.99% 1.00% $100,000
Share Draft 0.15% 0.15% $300
Term Share Certificates APR* APY** Minimum
6 Months FLEX Share Certificate 0.998% 1.000% $1,000
12 Month FLEX Share Certificate 1.982% 2.000% $1,000
12 Month Liquid Share Certificate 1.888% 1.900% $1,000
15 Month Traditional Share Certificate 1.986% 2.000% $1,000
18 Month Traditional Share Certificate 2.173% 2.200% $1,000
24 Month Traditional Share Certificate 2.370% 2.400% $1,000
36 Month Traditional Share Certificate 2.467% 2.500% $5,000
IRA Term Share Accounts APR* APY** Minimum
12 Months 1.982% 2.000% $500
36 Months 2.467% 2.500% $500
60 Months 2.670% 2.700% $500

The Board of Directors has the right to change all rates without advance notice.

*APR = Annual Percentage Rate

**APY = Annual Percentage Yield

FLEX = Our Flex Share Certificate is another great savings option because you can deposit money into the account whenever you want, without extending the maturity date. Perfect for members who are trying hard to boost their savings, you can set up your account so a set amount of each paycheck is dispersed into your Flex Share Certificate Account.