When you look to Academic FCU to meet your mortgage needs, you choose a personal, cooperative approach to business. That’s the credit union difference, and that’s what you’ll get from us. From the application to the final payment, we’re here to make your experience as convenient and successful as possible. All of our mortgages are processed through OwnersChoice Funding, Incorporated. They have over 20 years of experience and are licensed in a variety of states. They have many different lending packages available, we are certain you will find the one that fits you best. Click here to visit the OwnersChoice Funding web site to get today’s rates and see their various offerings. You can even apply online.
Home Equity Loans
Academic FCU offers Home Equity Lines of Credit (HELOCs). The HELOC gives you the opportunity to consolidate your debt, do much needed (or wanted) home improvements, or perhaps pay for education or taxes. Home Equity loans mean that you have a tax advantaged way of managing your personal finances. Our HELOCs are at Prime +/- %, with a 5 year 'draw' period, and the option of interest only payments during the 'draw' period and up to 20 years to repay.
Click here to print your HELOC application and documents.
*APR = Annual Percentage Rate