Online Banking Login

Credit Cards

Our VISA credit cards all have zero annual fees and rates that you won't find at any other financial institution. All of our VISA cards (except for the secured card) have a wide variety of benefits including Reward Points. This includes travel up to $500,000 and exceptional travel and emergency services.

FIXED APR: At Academic, what you see is what you get. Unlike other companies with variable interest rates, our VISA Credit Cards all have fixed interest rates. You'll get the card that you qualify for, and the APR will not change.

Our Cards:

Experience true financial freedom! Contact us to learn more about your APR and credit card limit with the new Academic FCU VISA Card. 

VISA SECURED:

The Academic FCU VISA Secured Card is a credit card that you have to secure the funds against. (EX: If you desire a $1,000.00 secured card, you will need the $1,000.00 in your Academic FCU account to secure it against.) The secured amount will be on hold for the life of the card. The money will not be released unless you no longer wish to have the Secured Card.

The Secured Card is a great way to build credit for those without previous credit history or previously bad credit. There is a minimum limit of $500.00 and a fixed interest rate of 10.9%. There are no annual fees, however, the Secure Card does not offer the same benefits and perks of our other cards.

Additional Information:

  • Call 1-800-442-4757 for lost or stolen Credit Cards

 

These cards have great rates and no annual fees (see rates for details). All of Academic FCU’s Visa cards, except for the secured card, have a wide variety of benefits including Reward Points. Travel and Accident insurance up to $500,000, as well as Travel and Emergency Services are also benefits of our VISA cards. The emergency services include: ticket replacement services, pet housing and/or pet return, translation services and assistance, and transportation assistance. Travel services are: legal referral assistance, lost luggage locator assistance, medical referral assistance, partner program discounts, personal travel agent service, prescription assistance and valuable document delivery assistance, pre-trip assistance and replacement of corrective lenses and medical devices. These services are available to you 24 hours a day, 365 days a year just call toll-free to 1-800-442-4757. These services are accessible outside U.S.A by calling 303-967-1096. Your card also has Warranty services including extended warranty, warranty registration and extended service agreements.

The Academic FCU Visa also has a wide variety of payment options. You can make your payment directly to Visa via the mail or at the credit union. You also have the ability to have the payment taken directly from your share account, with the option to make a minimum payment, pay a specific percentage or pay in full each month. Another great option is access through https://www.gotomycard.com. The site will let you make payments, check transactions and available credit as well as other valuable tools in tracking your Visa usage.

There is also a toll free customer service number available to answer questions about your Academic FCU Visa Card 365 days a year, 24 hours a day, 7 days a week. You can verify your most recent activity, see if payments were credited, check available credit limit and report your card lost or stolen. That number is 1-800-442-4757.

Your Academic FCU Visa card is now equipped with Verified by Visa. The Verified by VISA password protects your card for free. Register your card now and it will protect you at every participating online store, so only you can use your card.

Visa cardholders are now able to conveniently change their PIN number via telephone by calling a toll-free number 1-888-891-2435. (Please note cardholder must know current pin number in order to change the pin number). Click here to go to our easy to use online loan application to apply for your Academic FCU Visa today.

 

*APR = Annual Percentage Rate