Online Banking Login

Auto Loans

New Auto Loans

  • Term Up To 84 Months
  • Click here for current rates. 
  • If you can find a better rate from a competitor, we'll match it. Call us at 914-923-3608 to learn more. 
New Auto Loans through the Credit Union couldn't be easier! Don't hassle taking a loan from a car dealership when you can take it right from us at a lower rate. We offer payroll deduction from your employer so you'll never have to worry about whether or not you remembered to make your monthly payment on time. Installment loans are also a great way to build your credit score! How can you go wrong?

Click here to apply for a new auto loan.

Used Auto Loans

  • Term Up To 60 Months 
  • Click here for current rates.
  • If you can find a better rate from a competitor, we'll match it. Call us at 914-923-3608 to learn more.
In addition to our great New Auto Loan rates, our Used Auto Loan rates are equally competitive. However, the older the car you are looking to purchase, the shorter the financing period.

Click here to apply for a used auto loan.

Best for: people who have an auto or motorcycle loan with Academic FCU.

  • Covers the remaining loan balance that an insurance carrier doesn't cover after an accident.
  • One time fee at time of loan disbursement.
  • Eliminates out of pocket expenses.
  • Protects your credit rating!

Vintage Cars More Your Style?

If you're interested in purchasing a vehicle over 5 years old you might want to consider taking an ALL Loan. There are no limitations on what you can spend the money on and the monthly rate is extremely manageable for any budget.

Did you know Academic FCU also finances motorcycles. They are financed in the same ways as auto loans, with the lowest APR* rate currently at 1.99%. To apply please visit our online loan application here, and select "Auto" under loan type.


Buying or leasing, members can save thousands with GM's preferred pricing PLUS cash back offers.

Click here to visit the Credit Union's dedicated GM discount purchasing site.

MVCP - Motor Vehicle Certificate Program

Don't hassle or haggle over the price of your next car, let us get you the best possible price locked in and send you to the dealer that will honor that price in your area. There are no costs associated with this service. Simply call 1-800-345-0990 or visit their website at

Enterprise Car Sales

Academic FCU has partnered with Enterprise Car Sales to get the best deals for our membership. We offer a 1% discount on your loan rate if you purchase your used vehicle through Enterprise Car Sales and finance it with us. Enterprise offers a wide variety of vehicles, we have attached the link for your shopping convenience.

TrueCar Search
Make sure you are getting the best price with Academic FCU & TrueCar! Start your search today at!

Liberty Mutual Car Insurance

If you purchase your automobile, renters and/or homeowners insurance through Liberty Mutual not only can you receive a multi-policy discount but in addition, Liberty Mutual will offer you a 5% discount if you have the cost deducted directly from your account at Academic FCU. For more information, visit or contact our Liberty Mutual representative Justin Brady by calling (914) 785-0180 x 50566 or by sending an email to


*APR = Annual Percentage Rate

The Board of Directors has the right to change all rates without advance notice.