RATES & FEES
 
 
 
Effective December 2009
 
 
Savings/Club/IRA Share Accounts
Account Balance
APR
APY
Over $20.00
0.748%
0.75%
 
 
Money Markets
APR
APY
1.243%
1.25%
 
 
Share Draft
 
APR
APY
0.25%
0.25%
 
 
Term Share Accounts
 
Time
APR
APY
6 Months Flex $1,000 Minimum
1.391%
1.40%
10 Month Flex $5,000 Minimum
1.495%
1.50%
12 Month Liquid $1,000 Minimum
1.495%
1.50%
12 Month Flex $1,000 Minimum
1.638%
1.65%
 
 
IRA Term Share Accounts
 
Time
APR
APY
12 Months
1.495%
1.50%
36 Months
1.638%
1.65%
60 Months
1.737%
1.75%
 
 
The Board of Directors has the right to change all rates without advance notice.
 
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