LOANLINER® Credit Agreement Addendum
 
 
EFFECTIVE DATE -04/01/2008 REPLACES ADDENDUM DATED - 4/1/2007 PLAN NUMBER - 031-2288-5

Subaccount Description Approx.Term Daily Periodic Rate (in %) Annual Percentage Rate (in %) Credit DisabilityInsurance Per $100 of Balance (in $)
New Vehicle/ Up to 72 Months Variable 0.02191785% 36 months 5.99% $ 6.29
      37-60 Months 0.195%  
      over 60 months 0.0219178%  
         
Pre-Owned Vehicle/ Up to 72 Months Fixed 0.195% 36 months 0% $ 0
      37-60 months 0%  
      over 60 months 0%  
         
Lease Buy-Out Vehicle Up to 72 months 0% 36 months 0% $ 0
    0% 37-60 months 0%  
      over 60 months 0%  
         
Line of Credit/Overdraft 60 months 0.0280821% 10.25% 0.195
Signature 60 months 0.0280821% 8.00% $ 0.195
Debt Consolidation 60 months 0.0328767% 12.00% $ 0.195
Disaster Recovery 36 months 0.0273972% 10.00% $ 0.195

Fully Share Secured

3% Over Secured Account

60 months 0.0109569%
to
0.0246575% 		4.00%
to
9.00% 		$ 0.195

Partially Share Secured

5% Over Secured Account

60 months 0.0164383%
to
0.0301369% 		6.00%
to
11.00% 		$ 0.195
         
Collection Costs: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees.

The Scheduled Payment will never be less than $20.00

** VISA RATES: Classic 12.4%, Gold 9.4%, Platinum & Secured 7.9% - no annual fee, no cash advance fee
 
 
 
 
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